Already in use in Europe, pay-as-you-go vehicle insurance rates that are determined by the driver's operating habits are finding their way on to US highways. Fleet managers with telematic-enabled heavy equipment need to be aware of this discussion on trends to reduce risk at the fleet level. Individual operator data, equipment usage, maintenance reports can all be used to calculate a fleet's risk. Click here to read the Wall street Journal's take on how telematic risk analysis is being received in the on-road market. Seems not everyone wants a sensor in the passenger seat.